The difference between "cheap" and "Frugal"

10 Signs You're Cheap Not Frugal … According to a new article by Finance Buzz 

1. You skip things that are important just to save money

2. You refuse to tip appropriately

3. You overindulge in free samples at Costco and elsewhere

4. You take creamer cups and condiment packets from restaurants

5. You grab more than 1 treat from the free candy bowl

6. You go dumpster diving

7. You pretend to forget your wallet when dining with friends

8. You complain about items and services just to get a discount

9. You buy things, use them, and then return them

10. You steal supplies from work

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